Senior Business Analyst with over 9 years of experience in highly regulated financial domains including Banking, Consumer Credit, and Fintech. Proven track record of bridging the gap between business strategy and technical execution. Recently completed a 4-year tenure as a technical founder, gaining deep expertise in full-cycle product development, requirement gathering, and stakeholder management. Now returning to corporate practice to apply this hybrid skill set to complex, workflow-driven systems.
Muhammad Fareid Bin Zulkifli
fareidzulkifli@gmail.com / Kepong, 52100 Kuala Lumpur, Malaysia
Profile
Working Experience
2021 – 2025
Founder & Lead Developer
Luq Technology- Founded a specialized consultancy developing custom algorithmic trading solutions for the TradingView platform.
- Managed the full SDLC for 150+ bespoke projects, serving a diverse client base of professional traders.
- Translated ambiguous client trading strategies into precise, executable logic (Pine Script), ensuring 100% alignment with business rules.
- Achieved 6-figure revenue in the first year through rigorous process optimization and client retention strategies.
- Recognition: Two open-source indicators selected as "Editor’s Picks" by TradingView (top 0.1% of published scripts).
2017 – 2021
Associate Manager, Business Consulting
Hitachi Ebworx- Led cross-functional teams in the digital transformation of Consumer Credit workflows for CIMB Singapore & Malaysia.
- Spearheaded a legacy system re-platforming initiative, reducing application processing time from days to near-instant approval.
- Directed Production Verification Testing (PVT), leveraging dual business-technical knowledge to triage critical issues during high-pressure go-live windows.
- Designed and conducted the department’s first SQL for Business Analysts training program, significantly improving the team's data autonomy.
2015 – 2016
Senior System Analyst
Juris Technologies- Served as the primary liaison between banking clients (Agrobank, Bank Rakyat) and engineering teams for Loan Origination Systems.
- Facilitated complex integrations with Core Banking Systems, CCRIS, and CTOS data providers.
- Selected for the elite Proactive Customer Service squad to stabilize critical post-deployment issues.
Education
2015
Bachelor of Mathematical Sciences (Hons)
International Islamic University Malaysia2008
Sijil Pelajaran Malaysia (SPM)
MRSM Alor Gajah, MelakaCapabilities
Analysis & Strategy
Requirements Elicitation • Process Modelling (BPMN) • Gap Analysis • Stakeholder Management • UAT Coordination • Workshop Facilitation
Technical Proficiency
Advanced SQL • System Architecture Basics • API Integration Concepts • SDLC (Agile & Waterfall) • Data Mapping
Domain Knowledge
Retail Banking • Consumer Credit (Origination & Collection) • Algorithmic Trading • Financial Compliance