MUHAMMAD FAREID BIN ZULKIFLI

Senior Business Analyst & Solution Architect

Bridging the gap between business strategy and technical execution with over 9 years of experience in Banking, Consumer Credit, and Fintech.

The Strategic Advantage

Returning to corporate practice after successfully scaling a specialized technical consultancy, I bring a unique combination of enterprise rigor and entrepreneurial agility.

Enterprise Expertise

  • 9+ Years in Banking & Credit Domains
  • Full SDLC Leadership (Hitachi, Juris)
  • Complex Workflow Automation
  • Regulatory & Compliance Navigation

Founder's Execution

  • 150+ Technical Projects Delivered
  • Rapid Problem Diagnosis & Solutioning
  • Direct Revenue Impact Mindset
  • Technical Fluency (SQL, Scripting)

Core Competencies

Business Analysis

Requirements Elicitation • BPMN Process Mapping • Gap Analysis • Stakeholder Management • UAT Coordination

Domain Expertise

Consumer Credit Origination • Loan Management Systems • Core Banking Integration • Trading Strategy Logic

Technical Fluency

Advanced SQL • API Integrations • System Architecture • Automation Scripting • SDLC Methodologies